A Better Mortgage Experience
Verify homebuyers’ information. Fast.
Verify Employment and
Homebuyers want a fast, low-friction purchasing process — one where the lender doesn’t ask for pay stubs or an employment verification letter to verify income and employment. As a lender, you want to ensure a positive borrower experience from start to finish. Everybody wins with the Verification of Employment (VOE) and Verification of Income (VOI) mortgage products from The Work Number®.
Solutions Built for Mortgage
Enhanced verification solutions give lenders the ability to digitally access pertinent employment and income information at distinct stages of the mortgage loan process. Pay one flat fee for each solution to help make forecasting your verification costs easier and ultimately provide a better customer experience.
Mortgage Ultimate (VOI/E)
Gain verification flexibility throughout the entire loan origination process. Access current income and employment records within the last 90 days and records from previous employers within the last 24 months. Includes this first income verification and up to (3) additional re-verifications of income or employment within a 90-day period.
Mortgage Duo (VOI)
Verify employment and income for dual applicants. Enjoy a flat rate pricing model so you can better forecast your costs and the ability to print a receipt for each transaction.
All Employers Within 12 Months or 24 Months (VOI)
Streamline your mortgage process and fast-track your decisions with access to any available employer records — from both current and previous employers — going back 12 or 24 months from the date of the request.
Mortgage Preferred (VOI)
Access current income and employment records within the last 60 days and records from previous employers going back 24 months from the date of the request.
Employment Select (VOE)
Verify borrower employment — or re-verify prior to loan closing — with access to current employment records within the last 60 days from the date of the request.
A Better Experience for
See how using The Work Number throughout the mortgage origination process can help improve customer experience and speed time to close.
SUCCESS STORYThe Equifax team was very proactive and innovative in defining a solution for our manual VOE needs. They took the time to understand our needs and then they launched a well designed and executed plan with no surprises. The Equifax team did exactly what they said they would, delivering a quality and cost-effective solution.
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