Streamline the Mortgage Verification Process
Verify homebuyers’ information quickly with mortgage verification solutions that help create a better overall experience.

Instant Verifications for Mortgage Financing
Homebuyers want a fast, low-friction purchasing process - one where lenders take care of mortgage employment and income verifications without asking for pay stubs or employment verification letters. As a lender, you want fast and efficient mortgage verification solutions to help ensure a positive borrower experience. Everybody wins with the Verification of Employment (VOE) and Verification of Income (VOI) mortgage products from The Work Number®.

Solutions
Solutions Built for Mortgage
Enhanced mortgage verification solutions give lenders the ability to digitally access pertinent employment and income information throughout the mortgage loan process. Pay one flat fee for each solution to help make forecasting your verification costs easier and provide a better customer experience.

Mortgage Ultimate (VOI/E)
Access current employment and income records from the last 90 days and previous records from the last 24 months. This solution includes the first verification and up to (3) additional re-verifications within 90 days.

Mortgage Duo (VOI)
Verify employment and income for dual applicants. Enjoy a flat rate pricing model so you can better forecast your costs and the ability to print a receipt for each transaction.

Mortgage Complete and Mortgage Complete Duo (VOI)
Get key verification solutions (VOI, Re-verification, Manual and IRS Tax Transcript Fulfillment (4506-T)) for a single flat rate for one borrower or two.

All Employers Within 12 Months or 24 Months (VOI)
Streamline your mortgage verification process and fast-track your decisions with access to any available employer records — from both current and previous employers — going back 12 or 24 months from the date of the request.

Mortgage Preferred (VOI)
Access current employer income and employment records within the last 60 days and records from previous employers going back 24 months from the date of the request.

Employment Select (VOE)
Verify borrower employment — or re-verify prior to loan closing — with access to current employment records within the last 60 days from the date of the request.
A Quicker Path to Closing
See how using The Work Number throughout the mortgage origination process for income and employment verifications can help improve the customer experience and speed time to close.
Turn to Equifax For Your Mortgage Verification Needs
Cost and Time Savings
Save costs at every step, including processing and underwriting. You may be able to save time with solutions approved for GSE validation programs.
Improved Borrower Experience
Instant verification of employment and income creates an efficient, borrower-friendly process that’s fast, private, and easy.
Process Efficiencies
Mortgage verification solutions from The Work Number help eliminate manual verifications and reduce the risk for human error.
Streamline the Mortgage Financing Experience
Reduce the need to collect pay stubs and other pay-related documentation when verifying income and employment for mortgages.

SUCCESS STORYThe Equifax team was very proactive and innovative in defining a solution for our manual VOE needs. They took the time to understand our needs and then they launched a well designed and executed plan with no surprises. The Equifax team did exactly what they said they would, delivering a quality and cost-effective solution.
INSIGHTS

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