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Each record available via The Work Number describes an individual’s employment with a specific employer. The Work Number currently provides access to more than 119 million active records, and growing. One person may have multiple employment records on the database. For example, if someone has held several jobs, there may be records of employment with multiple employers, including current and previous employers.

Equifax receives new information directly from employers' payroll systems on a per-pay-period basis — each time an employer runs payroll. Employers send us information in a secure, specified file format at specified time intervals. That information is instantly loaded into Equifax employment and income database, The Work Number. This helps ensure that current information, as provided by employers, is available to credentialed businesses that need help verifying employment for a mortgage or other types of lending.

The information accessible via The Work Number database is contributed by more than a million small, medium and large U.S. employers across a variety of sectors. These businesses rely on Equifax Verification Services to fulfill income and employment verifications for their employees. When employees apply for credit and other services, their employment and income information often needs to be confirmed, and verifications from The Work Number help provide this confirmation in an instant, streamlined manner. For example, an employer can direct lenders to The WorkNumber for income verification for mortgage loans.

Equifax Verification Services helps organizations verify applicant income and employment information. The employment and income records on The Work Number database are provided by more than one million small, medium, and large employers nationwide and are updated each payroll cycle. The Work Number database can be accessed through system-to-system integration, via batch processes or by logging into our website. The employment and income information is updated by employers each pay cycle.  

The Work Number is a database that organizations can use to verify employment and income information. The Work Number is the largest central repository of payroll information in the United States, with over one million employers including small, medium, and Fortune 500 companies contributing payroll records.

A verifier is a person or organization that needs to verify a borrower or applicant’s employment or income information. Only credentialed verifiers with a permissible purpose under the FCRA are allowed to access the income and employment information on The Work Number database.

Hundreds of thousands of verifiers from a wide range of industries use The Work Number.