Streamline the Mortgage Verification Process

Verify homebuyers’ information quickly with verification of mortgage solutions that help create a better overall experience.
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Instant Verification of Employment and Income for Mortgage

Homebuyers want a fast, low-friction purchasing process - one where lenders take care of employment and income verification for mortgages without asking for pay stubs or employment verification letters. As a lender, you want fast and efficient mortgage verification solutions to help ensure a positive borrower experience. Everybody wins with the Verification of Income (VOI) and Verification of Employment (VOE) mortgage products from The Work Number®.
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Solutions

Solutions Built for Mortgage

Enhanced solutions for verification of income and employment for mortgage give lenders the ability to digitally verify an applicant’s employment and income data throughout the mortgage loan process. Pay one flat fee for each verification solution to help make forecasting your verification costs easier and provide a better customer experience.

Mortgage Ultimate (VOI/E)

Access current employment and income records from the last 90 days and previous records from the last 24 months. This solution includes the first verification and up to (3) additional verifications with the same filters (VOI or VOE) within 90 days.

Mortgage Duo (VOI)

Verify employment and income for dual applicants. Enjoy a flat rate pricing model so you can better forecast your costs and the ability to print a receipt for each transaction.
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Mortgage Complete and Mortgage Complete Duo (VOI)

Get key verification solutions (VOI, 1 additional verification, Manual and IRS Tax Transcript Fulfillment (4506-C)) for a single flat rate for one borrower or two.
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All Employers Within 12, 24 or 36  Months (VOI)

Streamline your mortgage verification process and fast-track your decisions with access to any available employer records — from both current and previous employers — going back 12, 24 or 36 months from the date of the request.
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Mortgage Preferred (VOI)

Access current employer income and employment records within the last 60 days and records from previous employers going back 24 months from the date of the request. 
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Employment Select (VOE)

Order a verification of mortgage--or re-check employment prior to loan closing--with access to current employment records within the last 60 days from the date of the request.

A Quicker Path to Closing

See how using The Work Number for  verification of mortgage information can help improve the customer experience and speed time to close at different points throughout the origination process.
Turn to Equifax For Your Mortgage Verification Needs

Cost and Time Savings

Save costs at every step, including processing and underwriting. You may be able to save time with solutions approved for GSE validation programs.

Improved Borrower Experience

Instant verification of employment and income creates an efficient, borrower-friendly process that’s fast, private, and easy.

Process Efficiencies

Mortgage employment verification and income verification from The Work Number helps eliminate manual work and reduce the risk for human error.

Streamline the Proof of Income for Mortgage Experience

Reduce the need to collect pay stubs and other pay-related documentation when verifying income and employment for mortgages.
See What Consumers Told Us They Really Want In The Home Buying Process
 
SUCCESS STORY
The Equifax team was very proactive and innovative in defining a solution for our manual VOE needs. They took the time to understand our needs and then they launched a well designed and executed plan with no surprises.  The Equifax team did exactly what they said they would, delivering a quality and cost-effective solution.
Top 5 Mortgage Lender, Ops Director
INSIGHTS
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How to Confirm Employment Using Third-Party Verifications

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Your data. Your Options.

Manage Your Personal Data

Find answers to login questions, review your information, and grant credentialed verifiers access to salary information in one place.
Ready to help reduce borrower friction?
Contact us about the best mortgage solutions tailored to your mortgage process.