Streamline the Mortgage Verification Process
Verify homebuyers’ information quickly with verification of mortgage solutions that help create a better overall experience.
Instant Verification of Employment and Income for Mortgage
Homebuyers want a fast, low-friction purchasing process - one where lenders take care of employment and income verification for mortgages without asking for pay stubs or employment verification letters. As a lender, you want fast and efficient mortgage verification solutions to help ensure a positive borrower experience. Everybody wins with the Verification of Income (VOI) and Verification of Employment (VOE) mortgage products from The Work Number®.
Solutions Built for Mortgage
Enhanced solutions for verification of income and employment for mortgage give lenders the ability to digitally verify an applicant’s employment and income data throughout the mortgage loan process. Pay one flat fee for each verification solution to help make forecasting your verification costs easier and provide a better customer experience.
Mortgage Ultimate (VOI/E)
Access current employment and income records from the last 90 days and previous records from the last 24 months. This solution includes the first verification and up to (3) additional verifications with the same filters (VOI or VOE) within 90 days.
Mortgage Duo (VOI)
Verify employment and income for dual applicants. Enjoy a flat rate pricing model so you can better forecast your costs and the ability to print a receipt for each transaction.
Mortgage Complete and Mortgage Complete Duo (VOI)
Get key verification solutions (VOI, 1 additional verification, Manual and IRS Tax Transcript Fulfillment (4506-C)) for a single flat rate for one borrower or two.
All Employers Within 12, 24 or 36 Months (VOI)
Streamline your mortgage verification process and fast-track your decisions with access to any available employer records — from both current and previous employers — going back 12, 24 or 36 months from the date of the request.
Mortgage Preferred (VOI)
Access current employer income and employment records within the last 60 days and records from previous employers going back 24 months from the date of the request.
Employment Select (VOE)
Order a verification of mortgage--or re-check employment prior to loan closing--with access to current employment records within the last 60 days from the date of the request.
A Quicker Path to Closing
See how using The Work Number for verification of mortgage information can help improve the customer experience and speed time to close at different points throughout the origination process.
SUCCESS STORYThe Equifax team was very proactive and innovative in defining a solution for our manual VOE needs. They took the time to understand our needs and then they launched a well designed and executed plan with no surprises. The Equifax team did exactly what they said they would, delivering a quality and cost-effective solution.
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