Speed Up Auto Refinance Decisioning

The Work Number® provides auto lenders with the capability to obtain a borrower's latest income and employment details in seconds, helping them better understand loan affordability and make more informed decisions.

downloadable ebook

5 Ways Auto Lenders Can Grow Their Portfolio in a Highly Competitive Landscape

Discover how to streamline the auto purchasing and refinancing processes for  your borrowers.
Download eBook

Review Real-Time Verification Results in Seconds

The Work Number offers 24/7 verification services to help auto dealers and lenders make more informed lending decisions. Once you are credentialed, you can help shoppers get on the road, faster.
Sign Up to Start Verifying
Featured Products

Equifax offers products tailored to meet the verification needs of the auto industry.

Income and Employment Verification
Get third-party verifications with income and employment information provided by employers and payroll providers.
VIEW PRODUCT DETAILS
The Work Number ID
Confirm whether an applicant-provided name and social security number matches employer-provided data to quickly validate an applicant’s identity.
VIEW PRODUCT DETAILS
Education Verification
Fast, comprehensive verification of an applicant's education status.
VIEW PRODUCT DETAILS
KEY benefits of verification for the auto industry 

Verification available when car buyers are shopping

Access verification information 24 hours a day, 365 days a year.

Verification can be completed in seconds

Dealers and auto lenders can adapt to changing situations and quickly capture new customers.

The credentialing process is easy

It just takes a few steps to become a credentialed verifier with access to information you need to make smart lending decisions.

Access to more than 618 million active records and counting

Enable a greater number of verifications with current records and more contributors than other verification companies. 

Auto Refinance: Speed Up Loan Decisioning with Digital Income and Employement Verifications

Auto lenders can obtain a more comprehensive picture of a borrower's financial situation and more readily approve auto loan refinancing applications.
A video snapshot of The Work Number - Convergence: The Value of Employment and Income Information in Today's Lending Landscape Resource with floating chart and graph data in the background

Client Study: Convert More Auto Loans with The Work Number®

Learn how integrating The Work Number® digital income and employment verifications can positively impact your loan decisioning engine.

Key Stats Eyebrow

2.7M+

Active income and employment records from over 2.7 million employers across a variety of industries.

618M+

The Work Number database offers credentialed verifiers access to more than 618 million records for verifications of income and employment.

148M

The Work Number service fulfilled 148 million verification requests on behalf of consumers in 2022.

CONNECTIONS AND EASY-TO-USE INTEGRATIONS

We build relationships with automotive industry technology providers that help allow for a seamless user experience for verifications such as, Income and Employment Verification and Verification of Education. Learn more about working with us or see if we already integrate with your platform.
Partner With Us

Looking to Manage Your Personal Employment and Income Data? 

Doing so is simple, secure, and fast. 
Get Started
success story
One of the biggest benefits for the dealership has been the turnaround time with funding.
Blake Bailey, Hennesey of Southlake
Blog

Explore Verification Insights

Visit the Verification Views™ blog to learn more about how we can help give you a more informed view of individuals with timely, informative articles.

Auto
Auto Lenders Should Look Beyond Damaged Credit
Instant database supported verifications can help provide auto lenders with detailed insight into borrower qualifications, while also supporting operational improvements. Recent research illustrates the value of Instant verifications by analyzing the impact of verifying a borrower’s employment and income information when applying for an auto loan.
Automotive
A Better Customer Experience Begins with Automated Verifications.
Let’s face it, speed and consistency can make or break a deal. If you’re slow to gather information or return a decision, the borrower may be on to the next lender.
Automotive
Driving Conversions with Up-to-Date Data
A slow loan application and funding process can wreak havoc on a lender—and dealer’s—bottom line. Instant income and employment data, however, could change the way lenders make decisions.

Not Sure What You Need?

Unlock the power of The Work Number. Let us help you find the verification solution to meet your needs.
Contact Us
Looking to download or manage your individual Employment Data Report? Visit Employees.TheWorkNumber.com