Beyond Delinquencies: Proactive Portfolio Management in the Auto Lending Lifecycle
Learn about proactive strategies to help you identify and mitigate risk before it affects your bottom line

Help Convert More              Auto Loans

Instant verifications of employment, income, education, and identity can help auto lenders approve more applicants, faster.

ON-DEMAND WEBINAR

Beyond Delinquencies: Proactive Portfolio Management in the Auto Lending Lifecycle

Learn about proactive strategies to help you identify and mitigate risk before it affects your bottom line

Make More Informed Lending Decisions

Instantly verify employment and income information across the lending journey with The Work Number. You can easily access updated data that we source directly from payroll providers and employers. Our verification portal also includes education and identity data to help you have a broader understanding of applicants. 

Help improve operational efficiencies and manage credit risk across all stages of your customer relationships. 

  • During the application process
  • At loan approval
  • During portfolio reviews
  • And through recovery strategies
Key Stats

3.8M+

Current income and employment records from more than 3.8 million employers across a variety of industries.

716M+

The Work Number database offers credentialed verifiers access to more than 716 million records for verifications of income and employment.

144M

The Work Number service fulfilled 144 million verification requests on behalf of consumers in 2023.

6.8M+

In 2023, The Work Number provided verifications for 6.8 million people seeking auto loans, streamlining the auto lending process.
Benefits of Digital Employment and Income Verifications
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Help Approve More Applicants

Help have a clearer view of applicants’ creditworthiness and ability to pay, while eliminating stipulations to help move the car buying process along faster.

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Help Accelerate Originations

Integrate income and employment verifications to speed up loan origination, from application through funding.

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Provide a Better Customer Experience

Offer a more seamless, faster, and modern decisioning process. Data is available 24/7 to help you make decisions at times that work best for you and your customers.

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Make Speedier Auto Refinancing Decisions 

Get a more comprehensive view of your customers’ financial situations and make it easier to approve loan refinancing applications. 

benefits of verification for the auto industry 

Verification available when car buyers are shopping

In 2023, The Work Number helped 47 million people benefit from instant income and employment verifications outside of regular business hours.

Verification can be completed in seconds

Dealers and auto lenders can adapt to changing situations and quickly capture new customers.

The credentialing process is easy

It just takes a few steps to become a credentialed verifier with access to information you need to make smart lending decisions.

Access to more than 716 million records and counting

Enable a greater number of verifications with current records and more contributors than other verification companies.
success story
One of the biggest benefits for the dealership has been the turnaround time with funding.
Blake Bailey, Hennesey of Southlake
Featured Products

Browse Our Verification Solutions

THE WORK NUMBER PARTNERS

Lending Integrations                and Connectors

We build relationships with auto industry technology providers that help us create a seamless user experience for verifications. Learn more about working with us. We might already integrate with your platform.

Auto Refinance: Speed Up Loan Decisioning with Digital Income and Employment Verifications

Auto lenders can obtain a more comprehensive picture of a borrower's financial situation and more readily approve auto loan refinancing applications.

Client Study: Convert More Auto Loans with The Work Number

Learn how integrating The Work Number® digital income and employment verifications can positively impact your loan decisioning engine.

5 Ways Auto Lenders Can Grow Their Portfolio in a Highly Competitive Landscape

Despite rising interest rates, consumers may still be in the market to refinance their existing auto loans driven by inflation and a shifting economy.  

Looking to Manage Your Personal Employment and Income Data?

Doing so is simple, secure, and fast. 

Ready to Get Started?

Sign up and go through a brief credentialing process to begin ordering verifications and reports.

Blog

Explore Verification Insights

Browse timely, informative news and insights about the auto industry.

Looking to download or manage your individual Employment Data Report? Visit Employees.TheWorkNumber.com