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Rally Credit Union Revs Up Lending with The Work Number Integration

Verifying income and employment involved multiple steps, separate logins, and manual uploads. This led to inefficiencies, errors, and potential delays in loan approvals. Integrating The Work Number directly into the LOS revolutionized the verification process. Loan officers can now instantly verify income and employment with a single click!

How Top Credit Unions Automate Lending and Protect Liquidity

Every day your application process stalls is a day a qualified borrower walks straight to an agile digital lender. In today’s tight market, you shouldn't have to choose between protecting your credit union's liquidity and delivering the instant, seamless experience your members demand.

In this 45-minute fireside chat, you’ll gain access to fresh benchmark data from our Credit Union Pulse Survey. Learn how other credit unions are innovating to help reduce friction, accelerate time-to-fund, and optimize the entire lending lifecycle.

What We’ll Discuss:

  • Get a first look at how other credit unions are experiencing digital friction, liquidity crunch and shifting their risk appetites.
  • Discover how modernizing verification workflows is boosting funding rates by up to 34%
  • Hear real-world strategies from CU peers on using automation for smarter portfolio risk management without sacrificing member trust.
  • Bring your toughest questions to our live Q&A

Bonus: All registrants receive a complimentary copy of the 2026 Credit Union Pulse Survey Report.

Can’t join us? Register and we’ll send you a link to an on-demand recording of the event.
 

Infographic

Zoot Partner Spotlight: Q&A

Zoot and Equifax are partnering to help financial institutions bring trusted employment and income data directly into real-time card decisioning.

Product Sheets

Product Guide: Making the Most of Pre-Employment Verifications

HR professionals know that finding, interviewing, and hiring new employees requires a major investment of time, effort, and money. The more turnover you have, the more this cost increases. Learn how a Pre-Employment Verification report allows you to:

  • Make more informed hiring decisions

  • Improve employee retention

  • Save on overall hiring costs

Providing Value Throughout the Credit Card Lending Lifecycle

Credit unions and banks know first impressions matter with your members. Making fast yet informed lending decisions from application and throughout the credit card lending lifecycle can help you build rapport from the beginning and help lay the groundwork for a beneficial relationship between you and your members.

With recent influxes of economic factors such as inflation, higher interest rates, and the resumption of student loan payment requirements, there has been a marked increase in credit card usage by consumers. 

Listen to our webinar to discover how:

  • You can build a “top-of-wallet” relationship with your members
  • A credit score may not be telling you the whole story
  • Alternative data can be used to increase credit approvals across all credit bands
  • It may be easier than you think to access employment data through your current technology partner
Reports

Report: State Leaders Speak to Streamlining Social Services

State governments are transforming social services with data and technologies to streamline the eligibility determination process.

Webinars

Streamlining Housing Assistance Determinations With Automated Data On Demand Webinar

Hear housing assistance experts share insights into how the COVID-19 pandemic has affected housing insecurity and strategies to help improve the housing assistance application experience.

Infographic

The Imperative of Portfolio Reviews: Mitigating Risks for Sustained Growth

Portfolio reviews can help lenders stay agile and responsive to fluctuations in the market and consumers’ finances. A myriad of factors can escalate credit risk in lending. Market volatility, fluctuating interest rates across several industries, inflation, and changing economic conditions can all affect a borrower's ability to repay loans.

White Papers

The Work Number ID: A Unique Approach to Identity Validation

Credit and loan application fraud has become a leading problem for financial institutions in recent years. With more and more counterfeit IDs, a wealth of information available to fraudsters from data breaches, and the creation of synthetic identities, it can overwhelm any financial institution’s defenses. 

On top of that, application processes are often lengthy and cumbersome, making approval more difficult for you and your applicants.

  • Learn how The Work Number ID can help you: 
  • Quickly verify your applicant’s identity
  • Prevent fraud and easily spot synthetic identities 
  • Streamline the application process
     
Webinars

Webinar - Convergence: The Value of Employment and Income Information in Today’s Dynamic Lending Landscape

Learn how lenders can build business with better visibility, expand data and easier processes.

Ebooks

Instant Income and Employment Data: Key for Auto Lenders

Real-time income and employment data can enable faster access to credit and reduce friction for auto lenders, dealers and consumers.

White Papers

White Paper: Driving Auto Sales by Verifying Consumer Employment and Income Data

Download our latest white paper to learn how real-time, digital income and employment verifications can help provide auto lenders with detailed insight into a borrower's ability to pay.

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