Resources

Zoot and Equifax are partnering to help financial institutions bring trusted employment and income data directly into real-time card decisioning.

HR professionals know that finding, interviewing, and hiring new employees requires a major investment of time, effort, and money. The more turnover you have, the more this cost increases. Learn how a Pre-Employment Verification report allows you to:

• Make more informed hiring decisions

• Improve employee retention

• Save on overall hiring costs

Credit unions and banks know first impressions matter with your members. Making fast yet informed lending decisions from application and throughout the credit card lending lifecycle can help you build rapport from the beginning and help lay the groundwork for a beneficial relationship between you and your members.

With recent influxes of economic factors such as inflation, higher interest rates, and the resumption of student loan payment requirements, there has been a marked increase in credit card usage by consumers. 

Listen to our webinar to discover how:

• You can build a “top-of-wallet” relationship with your members
• A credit score may not be telling you the whole story
• Alternative data can be used to increase credit approvals across all credit bands
• It may be easier than you think to access employment data through your current technology partner

State governments are transforming social services with data and technologies to streamline the eligibility determination process.

Hear housing assistance experts share insights into how the COVID-19 pandemic has affected housing insecurity and strategies to help improve the housing assistance application experience.

Portfolio reviews can help lenders stay agile and responsive to fluctuations in the market and consumers’ finances. A myriad of factors can escalate credit risk in lending. Market volatility, fluctuating interest rates across several industries, inflation, and changing economic conditions can all affect a borrower's ability to repay loans.

Credit and loan application fraud has become a leading problem for financial institutions in recent years. With more and more counterfeit IDs, a wealth of information available to fraudsters from data breaches, and the creation of synthetic identities, it can overwhelm any financial institution’s defenses. 

On top of that, application processes are often lengthy and cumbersome, making approval more difficult for you and your applicants.

• Learn how The Work Number ID can help you: 
• Quickly verify your applicant’s identity
• Prevent fraud and easily spot synthetic identities 
• Streamline the application process
   

Learn how lenders can build business with better visibility, expand data and easier processes.

Real-time income and employment data can enable faster access to credit and reduce friction for auto lenders, dealers and consumers.

Download our latest white paper to learn how real-time, digital income and employment verifications can help provide auto lenders with detailed insight into a borrower's ability to pay.

Looking to increase employee retention and reduce turnover? Begin with smarter hiring. In this guide, see the results of a study sampling 1,800 organizations and how Pre-Employment Verifications affected their retention metrics. Download the ‘Know More. Hire Smarter ‘White Paper today.

Effectively retaining employees is critical for business success. So how do you ensure you’re hiring talent that will stay committed and be productive members of the team? By making the most informed hiring decisions possible. 

Learn how our unique data can help you achieve:  

• Higher retention rates 

• Less turnover

• Lower overall hiring costs