Four significant trends are reshaping the consumer lending environment that lenders should take note of to remain profitable and relevant in today's dynamic environment. This ebook discusses these trends and how financial services providers can leverage income and employment data in their digital experiences to remain nimble during evolving times.

Consumers want fast-paced, seamless transactions and a fair chance in the lending approval process, which may require lenders to go beyond the traditional credit score for loan decisioning. Utilizing alternative data sets to capture a more comprehensive financial view of loan applicants can help borrowers prove their creditworthiness and allow lenders to say "yes" to more loan applicants.