Lenders should use indicators that may show a borrower’s likelihood to afford their debt obligations. Helpful default-risk indicators may include updated income and employment details to better assess the ratio of payments to income.

Portfolio reviews can help lenders:

• Maintain healthy portfolios, despite macroeconomic challenges.
• Stay agile and responsive to market changes.
• Optimize risk management strategies.
• Foster a healthier loan portfolio.

Unlock the full potential of your auto lending portfolio. Learn how Portfolio Review can transform your approach to portfolio management.