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Just as it takes more than a single photo to sum up a person’s life, a traditional credit score may not sum up their complete financial picture. Lenders can gain a more comprehensive view of the borrower’s qualification for a loan by using alternative data. This additional context can be a key part of promoting more socially responsible lending practices, presenting lenders with opportunities to set borrowers up for sustained financial success, identify struggling borrowers who might need support, and more. Download the eBook to learn more.
Just as it takes more than a single photo to sum up a person’s life, a traditional credit score may not sum up their complete financial picture.
With a better understanding of a borrower’s income, employment, and debt-to-income-ratio, lenders can gain a more comprehensive view of the borrower’s qualification for a loan. This additional context can be a key part of promoting more socially responsible lending practices, presenting lenders with opportunities to:
Download the eBook to learn more.