While financial institutions have several options to obtain the funds needed to originate consumer loans, securitization is a proven strategy to replenish consumer loan funding and a valuable tool for financial institutions looking to diversify their funding sources. When it comes to securitizing loans, auto lenders can improve the attractiveness of their loan portfolio by leveraging automated income and employment data for decisioning at the individual loan level. Recent research from Aite-Novarica reveals how automated income and employment verification solutions can give lenders a competitive edge.