On-Demand Webinar | Automotive Lending

The 2026 Auto Outlook: Solving for Affordability, AI-Fraud, and the New Tax Landscape

Sixty days into 2026, and the auto lending market isn't showing any signs of slowing down—or getting any simpler. While the One Big Beautiful Bill Act (OBBBA) has injected new tax-deductible interest benefits into the market, lenders are simultaneously battling $10B+ in projected fraud losses and a "K-shaped" consumer recovery that is making additional data in decisioning and ongoing portfolio maintenance more important than ever.

The question isn't just if your strategy is keeping pace—it's whether you are using the right data insights to say "Yes" safely while your competitors are still chasing paper stubs.

Join our experts for a tactical deep-dive into the state of the 2026 spring market. We’ll move past the "wait and see" approach and give you a blueprint for supporting growth.

We’ll cover:

  • The 2026 Fraud Pivot: How AI-generated documentation has forced a shift in verification strategies to protect against the $10B fraud epidemic.
  • The OBBBA Effect: Tactical moves to capture the spring surge of tax-incentivized buyers and the critical role of instant funding in a high-speed environment.
  • Solving the Affordability Gap: Using real-time income data alongside traditional credit data to confidently approve "credit-invisible" or subprime borrowers being squeezed by rising vehicle costs.
  • Operational Resilience: Automating the "paper chase" to run a leaner, faster lending desk in a year defined by margin compression and regulatory shifts.

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