On-Demand Webinar - Verifications

Beyond the 700 Score: Decoding Borrower Capacity in the 2026 K-Shaped Economy

In 2026, a 700+ credit score remains the gold standard - but there’s more to the story. We’re navigating an economic landscape where two borrowers can share the same score but have completely different financial lives. One has a traditional 9-to-5, the other may be a high earner with a less traditional paper trail.

Calendar May 5, 2026
Clock 45 Min.
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In This Session We Discussed...

Join our VP of Consumer Finance Carly Peroutka and a panel of industry experts. We’ll cover:

  • The Resilience Gap: Why a static score is a great foundation but needs real-time context to keep up with 2026’s economic pace.
  • The “New” Worker: Spotting high-potential applicants who have "thin" credit files but stable income streams.
  • Warning Signals: Using data to understand portfolio stress before it ever hits a delinquency report.
  • Lending with Certainty: Moving from "estimated" DTIs to instant verification for faster, more confident decisions.