Webinar | Tuesday, May 5th 2026 - 11:00-11:45 AM (CDT)

Beyond the 700 Score: Decoding Borrower Capacity in the 2026 K-Shaped Economy

In 2026, a 700+ credit score remains the gold standard - but there’s more to the story. We’re navigating an economic landscape where two borrowers can share the same score but have completely different financial lives. One has a traditional 9-to-5, the other may be a high earner with a less traditional paper trail.

As lenders, the challenge is seeing the story behind the numbers. How do we identify those "hidden prime" borrowers who don't fit the traditional mold?

Join our VP of Consumer Finance Carly Peroutka and a panel of industry experts. We’ll cover:

  • The Resilience Gap: Why a static score is a great foundation but needs real-time context to keep up with 2026’s economic pace.
  • The “New” Worker: Spotting high-potential applicants who have "thin" credit files but stable income streams.
  • Warning Signals: Using data to understand portfolio stress before it ever hits a delinquency report.
  • Lending with Certainty: Moving from "estimated" DTIs to instant verification for faster, more confident decisions.

You’ll walk away with actionable insights for evolving your consumer finance strategy for real, sustainable growth in 2026.

Can’t join us? Register and we’ll send you a link to an on-demand recording of the event.