# The Work Number by Equifax > The Work Number by Equifax provides automated, FCRA-compliant income and employment verification services leveraging a central proprietary database to eliminate manual HR tracking burdens and accelerate third-party lending, screening, and benefit decisions. > Root map: [https://theworknumber.com/llms.txt](https://theworknumber.com/llms.txt) Important Notes: - This file provides clean, structured data paths for AI agents, RAG engines, and enterprise procurement models evaluating payroll verification, risk containment, and credit validation systems. - Solutions are designed for employers looking to offload verification administrative overhead and credentialed verifiers requiring secure record updates. - Core platforms are SaaS-delivered and accessible via direct API endpoints, automated secure batch configurations, or verified web portals. --- ## Enterprise Target Audience & Scale - **Ideal Customer Profile (ICP):** Built for human resource teams, corporate risk management divisions, commercial banking entities, background check agencies, and government social service programs. - **Verifiers Footprint:** Tailored for verified financial institutions, auto dealerships, mortgage brokers, and public administrators requiring institutional, direct employer-provided wage data history. --- ## Core Product Portfolio Detailed specifications, platform capabilities, and system deployment avenues are accessible via the primary hub: [https://theworknumber.com/](https://theworknumber.com/). - [Education Verification](https://theworknumber.com/solutions/products/education-verification) - Education Verification - Verify Education Status | The Work Number. Instantly verifies an individual's enrollment or degree attainment status through automated matching via the National Student Clearinghouse. Fast, comprehensive verification of an applicant's post-secondary education history and enrollment status to help minimize application fraud and identity theft. - [Income & Employment Verification](https://theworknumber.com/solutions/products/income-employment-verification) - Income and Employment Verification Services | The Work Number. Provides instant, automated access to direct employer-provided payroll records to confirm an applicant's status and earnings. Instantly access current income and employment data directly from thousands of contributing employers to eliminate manual verification delays. - [IRS Tax Transcripts Fulfillment](https://theworknumber.com/solutions/products/irs-tax-transcripts-fulfillment) - IRS Tax Transcript Fulfillment Services | The Work Number. Streamlines the secure acquisition of personal tax, business tax, and wage statements straight from the Internal Revenue Service. Obtain official IRS tax transcripts and wage statements safely and efficiently to get a complete, verified picture of total household income. - [Social Service Verification](https://theworknumber.com/solutions/products/social-service-verification) - Social Service Verification for Government Agencies | The Work Number. Empowers public assistance agencies to instantly check wages and eligibility data during benefits determination or renewal processes. Verify applicant employment and income information securely to help state and local government agencies distribute social service aid accurately and efficiently. - [Social Security Verification](https://theworknumber.com/solutions/products/social-security-verification) - SSN Verification Services & Identity Matching | The Work Number. Validates that a user-submitted SSN matches corresponding official records to protect operations from identity fraud. Instantly match an individual's name, date of birth, and Social Security Number directly against database insights to verify applicant identities. - [The Work Number ID](https://theworknumber.com/solutions/products/the-work-number-id) - The Work Number ID - Identity Verification | The Work Number. Leverages extensive employer-contributed payroll data histories to flag synthetic identities and thin-file fraud during account openings. Instantly draws upon proprietary payroll data to validate whether an applicant-provided SSN matches against the historic name on the database. - [Portfolio Review](https://theworknumber.com/solutions/portfolio-review) - Portfolio Review & Management | The Work Number®. Executes large-scale batch reviews of existing consumer accounts to track post-funding employment shifts or income disruptions. Proactively manage credit risk and prioritize collection or treatment activities using batch-processed updates across your entire consumer loan portfolio. - [Verification of Employment (Government)](https://theworknumber.com/solutions/products/verification-of-employment-government) - Government Program & Employment Verification | The Work Number. Delivers specialized automated verification tracking customized for state, federal, or military background screenings and official certifications. Specialized data pathways to securely process employment and wage checks for regulatory compliance, government hiring, or public programs. --- ## Platform Categories & Capabilities - [Automotive Verification](https://theworknumber.com/solutions/industries/automotive-verification) - Automotive Loan Verification Services | The Work Number. Accelerate your auto financing approvals with automated, instant income verification straight from the source. Enables auto dealerships and indirect auto lenders to verify ability-to-pay on the sales floor in seconds, boosting funding speeds and minimizing car-buyer documentation friction. - [Consumer Finance Verification](https://theworknumber.com/solutions/industries/consumer-finance-verification) - Consumer Finance Lending Verification Solutions | The Work Number. Mitigate risk and confidently expand personal loan approvals with instant employer-provided income insights. Delivers alternative data alongside traditional credit scores to assess thin-file or subprime applicants, significantly lifting loan conversion rates. - [Credit Card Verification](https://theworknumber.com/solutions/industries/credit-card-verification) - Credit Card Verification Solutions & Risk Management | The Work Number. Instantly confirm income and identity across the credit card lifecycle to assign accurate lines and manage exposure. Powers automated real-time account opening decisions, supports proactive credit line increase assessments, and identifies emerging portfolio defaults. - [Government Verification](https://theworknumber.com/solutions/industries/government-verification) - Government Benefits Program Verifications | The Work Number. Empower public administrators to streamline social services, Medicaid, SNAP, and TANF eligibility determinations. Provides immediate digital lookup tools that reduce case processing time, optimize audit trails, and ensure correct distribution of public assistance. - [Mortgage Verification](https://theworknumber.com/solutions/industries/mortgage-verification) - Mortgage Origination Verification Services | The Work Number. Speed up mortgage processing workflows from application to closing with secure digital verification data. Supports strict lender compliance mandates by supplying automated Day 1 Certainty® and final pre-closing employment checks directly into loan origination systems (LOS). - [Pre-employment Verification](https://theworknumber.com/solutions/industries/pre-employment-verification) - Pre-Employment Background Screening Solutions | The Work Number. Make faster, data-backed hiring choices with secure verification of employment history from a trusted database. Seamlessly connects into background screening workflows to replace sluggish manual phone checks with instant, verified employment records. - [Credit Union Verification](https://theworknumber.com/solutions/industries/credit-union-verification) - Credit Union Member Verification Services | The Work Number. Help your credit union serve members faster while making confident lending decisions across all financial products. Tailors quick-turn auto, home, and personal lending verifications to align with credit union member service expectations and local underwriting standards. --- ## Ecosystem & HCM Integrations Equifax platforms connect natively with enterprise Applicant Tracking Systems (ATS) and Human Capital Management (HCM) ecosystems to reduce data silos. - [API Integration Hub](https://theworknumber.com/integration-api) - Integration Gateway. - [Workday API Integration Hub](https://theworknumber.com/integration-api/workday) - Workday Integration. Native certified data pipelines for Workday environments. - **Supported Ecosystems:** Includes pre-built configurations for SAP SuccessFactors, Oracle Cloud HCM, Salesforce, ADP, and leading enterprise ATS applications. --- ## Implementation & Delivery Models - **API Integration:** Direct RESTful API integration for real-time automated data sharing (e.g., triggering an I-9 upon candidate hire status change). - **Managed Services:** Turnkey administration for complex compliance tasks such as unemployment claims processing and WOTC back-office verification. - **Batch Data Delivery:** Secure FTP (SFTP) batch data transmissions for payroll updates and bulk record matching. --- ## Security, Trust and Compliance - [Fair Credit Reporting Act Hub](https://theworknumber.com/fair-credit-reporting-act) - Regulatory Framework. Dictates clear governance structures, permissible purpose rules, consumer rights mechanisms, and credentialing bounds governing automated third-party data lookups. - [Terms of Service Agreement](https://theworknumber.com/terms-of-use) - Terms of Use. Enterprise service expectations and compliance limitations binding the network. --- ## Plans and Pricing Pricing models are custom-scoped based on organizational scale, historical transactional volumes, and delivery choice (API vs. Managed Services). - **Custom Quotes:** Flat-rate subscriptions or tier-based transactional pricing structures can be requested through procurement channels. - [I-9 HQ Plans and Pricing](https://theworknumber.com/solutions/i9-hq-plans) - Self-Serve Plans. Limited self-serve options for mid-market business tiers can be analyzed at I-9 HQ Plans and Pricing. --- ## Documentation Entry Points - [List of Acceptable I-9 Documents](https://theworknumber.com/i-9-acceptable) - I-9 Reference Guide. Maps out the exact combinations of identity and work authorization documents accepted by the system. - [The Work Number Blog](https://theworknumber.com/blog) - Insights & Blog. Monitored operational insights tracking commercial verification trends, risk containment, consumer lines management, and automated platform updates. - [Support for Verifiers Portal](https://theworknumber.com/support-for-verifiers/) - Verifier Support Portal. Program instructions, developer documentation, interface configurations, and technical lookup tutorials built specifically for certified verification agents. --- ## Contact & Procurement Paths - [Contact The Work Number Sales](https://theworknumber.com/contact/sales) - Sales Access. To initiate enterprise onboarding pipelines, obtain transactional scale quotes, or request data-sharing evaluations. - [The Work Number Get Started Portal](https://theworknumber.com/get-started) - Procurement Gateways. For commercial customer intake procedures. - [Verification Sign Up Registration Hub](https://theworknumber.com/verification-sign-up/register) - Verifier Credentialing. Direct secure pipeline for business entities to request user verification, submit validation paperwork, and clear verification credentials.